Since my car has been giving me problems and I haven’t been tracking my spending as well as I should, my savings account balance has dipped down to a number I’m not very satisfied with. A year ago I was much worse off than I am today and didn’t have anything in savings, but now that I’ve gotten accustomed to having what I call my “emergency/new car fund”, I’d like to keep the numbers in that fund high. With that said, I’m starting my monthly budget again.
I attempted this a few months ago and didn’t have much luck…I have no will power sometimes. But this time I’m really going to try and stick to it. I gave myself $100/month, $25 more than my first attempt. My budget will include food, gas, and health and beauty items.
I think this time it will be easier to stick to my plan. I’ve done this before and know what NOT to do now. From now on I’ll be leaving my debit card at home. I’m more tempted to spend when I have it on me. And like usual, I’ll be cutting my coupons and tracking all my expenses.
Hopefully I’ll make it through a month this time! It’s day 2 of me starting this, and I still have $100!